Oct. 23, 2000.
 Contractors who were not paid following completion of construction project 
brought action to foreclose mechanics' liens. The Supreme Court, Nassau County, 
Joseph, J., denied motion to dismiss, and appeal was taken. The Supreme Court, 
Appellate Division, held that: (1) contractors were not third-party 
beneficiaries of commitment letter issued by bank that provided initial 
construction financing; (2) fraud claims against bank were not pleaded with 
sufficient particularity; (3) contractors failed to state claims for 
constructive trust against lender that provided additional financing; (4) 
contractors could not recover on a theory of unjust enrichment as against the 
lender that provided additional financing; and (5) contractors did not state 
fraud claim with sufficient particularity to support fraud claim against 
defendants who prepared financial statements about project's future cash flow.
 Affirmed as modified.
West Headnotes
[1] Pretrial Procedure  679
307Ak679 Most Cited Cases
On a motion to dismiss, the pleadings are to be afforded liberal construction, 
the facts alleged in the complaint are accepted as true, and the plaintiffs are 
accorded the benefit of every possible favorable inference, so long as the 
allegations are not bare or conclusory.  McKinney's CPLR 3211.
[2] Contracts  187(1)
95k187(1) Most Cited Cases
Contractors that entered into agreement to extend credit to real estate 
developer and complete construction of developer's project after developer 
experienced financial difficulties were not third-party beneficiaries to 
commitment letter issued by bank that provided initial construction financing.
[3] Contracts  194
95k194 Most Cited Cases
Agreements to provide financing do not require banks to advance funds outside 
the terms of their commitment, or to guarantee full funding of a project.
[4] Contracts  168
95k168 Most Cited Cases
There can be no covenant of good faith and fair dealing implied where there is 
no contract.
[5] Pleading  18
302k18 Most Cited Cases
Contractors' fraud claims against bank that provided initial construction 
financing were not pleaded with sufficient particularity, where they did not 
articulate what representations were made by bank and how the alleged 
representations were fraudulent or otherwise injured the contractors.
[6] Banks and Banking  100
52k100 Most Cited Cases
Bank's alleged domination and control over real estate developer did not make 
bank liable to contractors on fraud claim, absent allegation of how such 
domination and control was used to defraud or injure the contractors.
[7] Trusts  371(2)
390k371(2) Most Cited Cases
Contractors' allegations failed to state claims for constructive trust against 
lender that provided additional financing for construction project, absent 
allegation of confidential or fiduciary relationship between the contractors and 
the lender.
[8] Torts  12
379k12 Most Cited Cases
Construction lender's alleged inducement of developer's breach of contract with 
contractors did not support contractors' claims for tortious interference with 
contract, absent allegation that such inducement was by illegal or improper 
means or with malice toward the contractors.
[9] Implied and Constructive Contracts  3
205Hk3 Most Cited Cases
Contractors could not recover on a theory of unjust enrichment as against the 
lender that provided additional financing for construction project; any benefit 
received by the lender as a result of the contractors' completed performance was 
incidental to the contractors' obligations to the developer.
[10] Pleading  18
302k18 Most Cited Cases
Contractors' allegations regarding financial statements about future cash flow 
of physical rehabilitation facility following its completion did not state fraud 
claim with sufficient particularity to support their fraud claim against 
defendants who prepared the statements; although contractors demonstrated that 
defendants were aware that they would rely on the statements when they agreed to 
complete the project, their allegations of fraud merely added that the reports 
and representations were false and made with the intent to deceive them.  
McKinney's CPLR 3016(b).
 **340 Lamb & Barnosky, LLP, Melville, N.Y. (Scott M. Karson and  Michael J. 
Heller of counsel), for appellant State Bank of Long Island.
 Dollinger, Gonski & Grossman, Carle Place, N.Y. (Michael J. Spithogiannis of 
counsel), for appellant Howard M. Lorber Irrevocable Trust.
 Wilson, Elser, Moskowitz, Edelman & Dicker, LLP, New York, N.Y. (Peter J. 
Larkin of counsel), for appellants Charles D. Raich, Ellis Ende, Gerard North, 
Eric Lerner, Larry Wilk, Norman S. Malter, and Raich Ende Malter Lerner & Co.
 Kirschenbaum & Kirschenbaum, P.C., Garden City, N.Y. (Vicki Vlantis of 
counsel), for plaintiffs-respondents.
 Steven G. Rubin & Associates, P.C., Mineola, N.Y., for defendants-respondents R 
& J Construction Corporation, Northgate Electric Corp., Dynair Corporation, 
Active Glass Corp., John McCoy & Son, Inc., and Cannon Construction Company, 
Inc.
 Alvy & Tablante, LLP, Lake Success, N.Y. (Norman D. Alvy of counsel), for 
defendant-respondent Director Door Corp.
 FRED T. SANTUCCI, J.P., SONDRA MILLER, LEO F. McGINITY and NANCY E. SMITH, JJ.
 MEMORANDUM BY THE COURT.
 *673 In an action, inter alia, to foreclose mechanics' liens,  (1) the 
defendant State Bank of Long Island appeals from so much of an order of the 
Supreme Court, Nassau County (Joseph, J.), dated June 21, 1999, as denied its 
motion pursuant to CPLR 3211 to dismiss the complaint and all cross claims 
insofar as asserted against it, (2) the defendant Howard M. Lorber Irrevocable 
Trust separately appeals from so much of the same order as denied its motion 
pursuant to CPLR 3211 to dismiss the complaint and all cross claims insofar as 
asserted against it, and (3) the defendants Charles D. Raich, Ellis Ende, Gerard 
North, Eric Lerner, Larry Wilk, Norman S. Malter, and Raich Ende Malter Lerner & 
Co. separately appeal from so much of the same order as denied their motion 
pursuant to CPLR 3211 to dismiss *674 the complaint and all cross claims insofar 
as asserted against them.
 ORDERED that the order is modified, on the law, by (1) deleting the provision 
thereof denying those branches of the motion of the defendant State Bank of Long 
Island which were to dismiss the causes of action and cross claims to recover 
damages for breach of contract, breach of the covenant of good faith and fair 
dealing, fraud, and lender liability insofar as asserted against it, and 
substituting therefor a provision granting those branches of the motion, (2) 
deleting the provision thereof denying those branches of the motion of the 
defendant Howard M. Lorber Irrevocable Trust which were to dismiss the cross 
claims to recover damages for constructive trust, tortious interference with 
contract, and unjust enrichment insofar as asserted against it, and substituting 
therefor a provision granting those branches of the motion, and (3) deleting the 
provision thereof denying that branch of the motion of the defendants Charles D. 
Raich, Ellis Ende, Gerard North, Eric Lerner, Larry Wilk, Norman S. Malter, and 
Raich Ende Malter Lerner & Co. which was to dismiss the cause of action to 
recover damages for fraud insofar as asserted against them, and substituting 
therefor a provision granting that branch of the motion;  as so modified, the 
order is affirmed insofar as appealed from, without costs or disbursements.
 **341 The defendant Elmar Realty Corp. (hereinafter Elmar) was the developer of 
a medical and physical rehabilitation facility known as The Sunrise Center for 
Wellness, Rehabilitation and Orthopedic Surgery (hereinafter The Sunrise 
Center).   The defendant State Bank of Long Island (hereinafter the Bank) 
provided the initial construction financing in the amount of $3,500,000.   In 
connection with the construction loan, mortgages were recorded against the 
property.   After construction commenced, Elmar experienced financial 
difficulties and all work on the project stopped.   As part of an attempt to 
revive the project and obtain further financing, the defendants Charles D. 
Raich, Ellis Ende, Gerard North, Eric Lerner, Larry Wilk, Norman S. Malter, and 
Raich Ende Malter Lerner & Co. (hereinafter the Raich Ende defendants), were 
engaged by The Sunrise Center, inter alia, to project financial statements for 
the first five years of operation.
 It is alleged that as a result of the representations made by the Raich Ende 
defendants concerning the projected future cash flow of The Sunrise Center, 
certain contractors entered into an agreement, known as the Restart Agreement, 
to extend credit to Elmar and to complete construction.   The contractors *675 
included the plaintiffs and the defendants R & J Construction Corporation, 
Northgate Electric Corp., Dynair Corporation, Active Glass Corp., John McCoy & 
Son, Inc., Cannon Construction Company, Inc., and Director Door Corp.   In 
return, the money owed to the contractors was to be secured by mortgages on the 
property.   The mortgages were to be subordinate only to the Bank's mortgages 
and an anticipated future loan to be provided by the United States Small 
Business Administration (hereinafter SBA).   However, less than one year later, 
Elmar obtained $500,000 additional financing from the defendant Howard M. Lorber 
Irrevocable Trust (hereinafter the Lorber Trust) and gave the Lorber Trust a 
mortgage on the property.   The mortgage contained the language required by §  
13 of the Lien Law.   The Bank agreed to subordinate its mortgages to that of 
the Lorber Trust.
 The contractors allege that as a result of the creation of the Lorber Trust 
mortgage, the SBA declined to provide the essential permanent financing and the 
Bank failed to provide the full amount of its promised financing. Consequently, 
notwithstanding the completion of construction, the contractors never received 
their final payments.   In early 1998 the contractors filed mechanics' liens 
against the property.   Thereafter, this action was commenced, inter alia, to 
foreclose the liens.   The appellants moved to dismiss the complaint and all 
cross claims insofar as asserted against them.   The Supreme Court denied the 
motions and this appeal ensued.
 [1] On a motion to dismiss pursuant to CPLR 3211, the pleadings are to be 
afforded liberal construction, the facts alleged in the complaint are accepted 
as true, and the plaintiffs are accorded the benefit of every possible favorable 
inference, so long as the allegations are not bare or conclusory (see, Leon v. 
Martinez, 84 N.Y.2d 83, 87-88, 614 N.Y.S.2d 972, 638 N.E.2d 511;  Guggenheimer 
v. Ginzburg, 43 N.Y.2d 268, 274-275, 401 N.Y.S.2d 182, 372 N.E.2d 17;  Rovello 
v. Orofino Realty Co., 40 N.Y.2d 633, 634, 389 N.Y.S.2d 314, 357 N.E.2d 970;  
Kantrowitz & Goldhamer v. Geller, 265 A.D.2d 529, 697 N.Y.S.2d 137).
 [2][3][4] The Supreme Court erred in denying those branches of the Bank's 
motion which were to dismiss the causes of action and cross claims to recover 
damages for breach of contract, breach of the covenant of good faith and fair 
dealing, fraud, and lender liability insofar as asserted against it. There is no 
evidence in the record to support the allegations of an express or implied 
contract between the contractors and the Bank.   The Bank was not a party to the 
Restart Agreement and the contractors were not third-party beneficiaries to the 
Bank's commitment letter.   Agreements to provide financing do not require **342 
banks to advance funds outside the terms of their commitment, or to *676 
guarantee full funding of a project (see, Federal Deposit Ins. Corp. v. Lefcon 
Partnership, 250 A.D.2d 643, 672 N.Y.S.2d 416;   Howard Sav. Bank v. Lefcon 
Partnership, 209 A.D.2d 473, 476, 618 N.Y.S.2d 910).   Since there can be no 
covenant of good faith and fair dealing implied where there is no contract, the 
cross claims based thereon must be dismissed (see, Levine v. Yokell, 258 A.D.2d 
296, 685 N.Y.S.2d 196).
 [5][6] The cross claims based on fraud were not pleaded with sufficient 
particularity, since they did not articulate what representations were made by 
the Bank and how the alleged representations were fraudulent or otherwise 
injured the defendant contractors (see, Lama Holding Co. v. Smith Barney, 88 
N.Y.2d 413, 421-422, 646 N.Y.S.2d 76, 668 N.E.2d 1370;  107 Realty Corp. v. 
National Petroleum U.S.A., 181 A.D.2d 817, 818, 581 N.Y.S.2d 375).   The 
contention that the Bank's domination and control over Elmar makes the Bank 
liable to the defendant contractors is without merit since it was not alleged 
how such domination and control was used to defraud or injure them.
 [7][8][9] The Supreme Court also erred in denying those branches of the motion 
of the Lorber Trust which were to dismiss the defendant contractors' cross 
claims to recover damages for constructive trust, tortious interference with 
contract, and unjust enrichment insofar as asserted against it.   Because the 
cross claims for constructive trust failed to allege a confidential or fiduciary 
relationship between the defendant contractors and the Lorber Trust, they fail 
to state viable causes of action.   Moreover, the record and the pleadings do 
not demonstrate that the Lorber Trust's alleged inducement of Elmar's breach of 
the contract with the defendant contractors was by illegal or improper means or 
with malice toward them, and accordingly the cross claims to recover damages for 
tortious interference with contract must fail (see, Felsen v. Sol Cafe Mfg. 
Corp., 24 N.Y.2d 682, 686-687, 301 N.Y.S.2d 610, 249 N.E.2d 459).   Lastly, any 
benefit received by the Lorber Trust as a result of the defendant contractors' 
completed performance was incidental to the defendant contractors' obligations 
to Elmar.   Since the defendant contractors performed at the behest of Elmar 
rather than the Lorber Trust, they must look to Elmar for recovery.   
Accordingly, the defendant contractors may not recover on a theory of unjust 
enrichment as against the Lorber Trust (see, Kagan v. K-Tel Entertainment, 172 
A.D.2d 375, 376, 568 N.Y.S.2d 756).
 [10] The Supreme Court also erred in denying the branch of the motion of the 
Raich Ende defendants which was to dismiss the cross claims to recover damages 
for fraud insofar as asserted against them.   The defendant contractors 
established the existence of a sufficient nexus with the Raich Ende defendants 
to *677 demonstrate their awareness of the defendant contractors' reliance on 
their representations such that the claims will stand (see, Credit Alliance 
Corp. v. Andersen & Co., 65 N.Y.2d 536, 493 N.Y.S.2d 435, 483 N.E.2d 110;   
Security Pac. Business Credit v. Peat Marwick Main & Co., 79 N.Y.2d 695, 586 
N.Y.S.2d 87, 597 N.E.2d 1080;  Greenfield v. Rosenstark, 234 A.D.2d 511, 651 
N.Y.S.2d 180).   However, the allegations of fraud merely added that the Raich 
Ende reports and representations were false and made with the intent to deceive 
the defendant contractors.   The additional allegations are too conclusory to 
satisfy the pleading requirements in an action to recover damages for fraud 
(see, CPLR 3016[b];  Credit Alliance Corp. v. Andersen & Co., supra;   107 
Realty Corp. v. National Petroleum U.S.A., supra).
 The Lorber Trust failed to appeal from so much of the order as granted the 
motion of the defendant Ryder Construction, Inc., for leave to amend its answer 
to assert a cross claim against it.   Thus, the argument of Lorber Trust that 
the court erred in granting that motion is not properly **343 before us (see, 
City of Mount Vernon v. Mount Vernon Hous. Auth., 235 A.D.2d 516, 517, 652 
N.Y.S.2d 771).
 The appellants' remaining contentions are without merit.
714 N.Y.S.2d 338, 276 A.D.2d 673, 2000 N.Y. Slip Op. 08927
END OF DOCUMENT
Oct. 23, 2000.

 Contractors who were not paid following completion of construction project brought action to foreclose mechanics' liens. The Supreme Court, Nassau County, Joseph, J., denied motion to dismiss, and appeal was taken. The Supreme Court, Appellate Division, held that: (1) contractors were not third-party beneficiaries of commitment letter issued by bank that provided initial construction financing; (2) fraud claims against bank were not pleaded with sufficient particularity; (3) contractors failed to state claims for constructive trust against lender that provided additional financing; (4) contractors could not recover on a theory of unjust enrichment as against the lender that provided additional financing; and (5) contractors did not state fraud claim with sufficient particularity to support fraud claim against defendants who prepared financial statements about project's future cash flow.
 Affirmed as modified.

West Headnotes
[1] Pretrial Procedure  679307Ak679 Most Cited Cases
On a motion to dismiss, the pleadings are to be afforded liberal construction, the facts alleged in the complaint are accepted as true, and the plaintiffs are accorded the benefit of every possible favorable inference, so long as the allegations are not bare or conclusory.  McKinney's CPLR 3211.
[2] Contracts  187(1)95k187(1) Most Cited Cases
Contractors that entered into agreement to extend credit to real estate developer and complete construction of developer's project after developer experienced financial difficulties were not third-party beneficiaries to commitment letter issued by bank that provided initial construction financing.
[3] Contracts  19495k194 Most Cited Cases
Agreements to provide financing do not require banks to advance funds outside the terms of their commitment, or to guarantee full funding of a project.
[4] Contracts  16895k168 Most Cited Cases
There can be no covenant of good faith and fair dealing implied where there is no contract.
[5] Pleading  18302k18 Most Cited Cases
Contractors' fraud claims against bank that provided initial construction financing were not pleaded with sufficient particularity, where they did not articulate what representations were made by bank and how the alleged representations were fraudulent or otherwise injured the contractors.
[6] Banks and Banking  10052k100 Most Cited Cases
Bank's alleged domination and control over real estate developer did not make bank liable to contractors on fraud claim, absent allegation of how such domination and control was used to defraud or injure the contractors.
[7] Trusts  371(2)390k371(2) Most Cited Cases
Contractors' allegations failed to state claims for constructive trust against lender that provided additional financing for construction project, absent allegation of confidential or fiduciary relationship between the contractors and the lender.
[8] Torts  12379k12 Most Cited Cases
Construction lender's alleged inducement of developer's breach of contract with contractors did not support contractors' claims for tortious interference with contract, absent allegation that such inducement was by illegal or improper means or with malice toward the contractors.
[9] Implied and Constructive Contracts  3205Hk3 Most Cited Cases
Contractors could not recover on a theory of unjust enrichment as against the lender that provided additional financing for construction project; any benefit received by the lender as a result of the contractors' completed performance was incidental to the contractors' obligations to the developer.
[10] Pleading  18302k18 Most Cited Cases
Contractors' allegations regarding financial statements about future cash flow of physical rehabilitation facility following its completion did not state fraud claim with sufficient particularity to support their fraud claim against defendants who prepared the statements; although contractors demonstrated that defendants were aware that they would rely on the statements when they agreed to complete the project, their allegations of fraud merely added that the reports and representations were false and made with the intent to deceive them.  McKinney's CPLR 3016(b). **340 Lamb & Barnosky, LLP, Melville, N.Y. (Scott M. Karson and  Michael J. Heller of counsel), for appellant State Bank of Long Island.
 Dollinger, Gonski & Grossman, Carle Place, N.Y. (Michael J. Spithogiannis of counsel), for appellant Howard M. Lorber Irrevocable Trust.
 Wilson, Elser, Moskowitz, Edelman & Dicker, LLP, New York, N.Y. (Peter J. Larkin of counsel), for appellants Charles D. Raich, Ellis Ende, Gerard North, Eric Lerner, Larry Wilk, Norman S. Malter, and Raich Ende Malter Lerner & Co.
 Kirschenbaum & Kirschenbaum, P.C., Garden City, N.Y. (Vicki Vlantis of counsel), for plaintiffs-respondents.
 Steven G. Rubin & Associates, P.C., Mineola, N.Y., for defendants-respondents R & J Construction Corporation, Northgate Electric Corp., Dynair Corporation, Active Glass Corp., John McCoy & Son, Inc., and Cannon Construction Company, Inc.
 Alvy & Tablante, LLP, Lake Success, N.Y. (Norman D. Alvy of counsel), for defendant-respondent Director Door Corp.

 FRED T. SANTUCCI, J.P., SONDRA MILLER, LEO F. McGINITY and NANCY E. SMITH, JJ.


 MEMORANDUM BY THE COURT.
 *673 In an action, inter alia, to foreclose mechanics' liens,  (1) the defendant State Bank of Long Island appeals from so much of an order of the Supreme Court, Nassau County (Joseph, J.), dated June 21, 1999, as denied its motion pursuant to CPLR 3211 to dismiss the complaint and all cross claims insofar as asserted against it, (2) the defendant Howard M. Lorber Irrevocable Trust separately appeals from so much of the same order as denied its motion pursuant to CPLR 3211 to dismiss the complaint and all cross claims insofar as asserted against it, and (3) the defendants Charles D. Raich, Ellis Ende, Gerard North, Eric Lerner, Larry Wilk, Norman S. Malter, and Raich Ende Malter Lerner & Co. separately appeal from so much of the same order as denied their motion pursuant to CPLR 3211 to dismiss *674 the complaint and all cross claims insofar as asserted against them.
 ORDERED that the order is modified, on the law, by (1) deleting the provision thereof denying those branches of the motion of the defendant State Bank of Long Island which were to dismiss the causes of action and cross claims to recover damages for breach of contract, breach of the covenant of good faith and fair dealing, fraud, and lender liability insofar as asserted against it, and substituting therefor a provision granting those branches of the motion, (2) deleting the provision thereof denying those branches of the motion of the defendant Howard M. Lorber Irrevocable Trust which were to dismiss the cross claims to recover damages for constructive trust, tortious interference with contract, and unjust enrichment insofar as asserted against it, and substituting therefor a provision granting those branches of the motion, and (3) deleting the provision thereof denying that branch of the motion of the defendants Charles D. Raich, Ellis Ende, Gerard North, Eric Lerner, Larry Wilk, Norman S. Malter, and Raich Ende Malter Lerner & Co. which was to dismiss the cause of action to recover damages for fraud insofar as asserted against them, and substituting therefor a provision granting that branch of the motion;  as so modified, the order is affirmed insofar as appealed from, without costs or disbursements.
 **341 The defendant Elmar Realty Corp. (hereinafter Elmar) was the developer of a medical and physical rehabilitation facility known as The Sunrise Center for Wellness, Rehabilitation and Orthopedic Surgery (hereinafter The Sunrise Center).   The defendant State Bank of Long Island (hereinafter the Bank) provided the initial construction financing in the amount of $3,500,000.   In connection with the construction loan, mortgages were recorded against the property.   After construction commenced, Elmar experienced financial difficulties and all work on the project stopped.   As part of an attempt to revive the project and obtain further financing, the defendants Charles D. Raich, Ellis Ende, Gerard North, Eric Lerner, Larry Wilk, Norman S. Malter, and Raich Ende Malter Lerner & Co. (hereinafter the Raich Ende defendants), were engaged by The Sunrise Center, inter alia, to project financial statements for the first five years of operation.
 It is alleged that as a result of the representations made by the Raich Ende defendants concerning the projected future cash flow of The Sunrise Center, certain contractors entered into an agreement, known as the Restart Agreement, to extend credit to Elmar and to complete construction.   The contractors *675 included the plaintiffs and the defendants R & J Construction Corporation, Northgate Electric Corp., Dynair Corporation, Active Glass Corp., John McCoy & Son, Inc., Cannon Construction Company, Inc., and Director Door Corp.   In return, the money owed to the contractors was to be secured by mortgages on the property.   The mortgages were to be subordinate only to the Bank's mortgages and an anticipated future loan to be provided by the United States Small Business Administration (hereinafter SBA).   However, less than one year later, Elmar obtained $500,000 additional financing from the defendant Howard M. Lorber Irrevocable Trust (hereinafter the Lorber Trust) and gave the Lorber Trust a mortgage on the property.   The mortgage contained the language required by §  13 of the Lien Law.   The Bank agreed to subordinate its mortgages to that of the Lorber Trust.
 The contractors allege that as a result of the creation of the Lorber Trust mortgage, the SBA declined to provide the essential permanent financing and the Bank failed to provide the full amount of its promised financing. Consequently, notwithstanding the completion of construction, the contractors never received their final payments.   In early 1998 the contractors filed mechanics' liens against the property.   Thereafter, this action was commenced, inter alia, to foreclose the liens.   The appellants moved to dismiss the complaint and all cross claims insofar as asserted against them.   The Supreme Court denied the motions and this appeal ensued.
 [1] On a motion to dismiss pursuant to CPLR 3211, the pleadings are to be afforded liberal construction, the facts alleged in the complaint are accepted as true, and the plaintiffs are accorded the benefit of every possible favorable inference, so long as the allegations are not bare or conclusory (see, Leon v. Martinez, 84 N.Y.2d 83, 87-88, 614 N.Y.S.2d 972, 638 N.E.2d 511;  Guggenheimer v. Ginzburg, 43 N.Y.2d 268, 274-275, 401 N.Y.S.2d 182, 372 N.E.2d 17;  Rovello v. Orofino Realty Co., 40 N.Y.2d 633, 634, 389 N.Y.S.2d 314, 357 N.E.2d 970;  Kantrowitz & Goldhamer v. Geller, 265 A.D.2d 529, 697 N.Y.S.2d 137).
 [2][3][4] The Supreme Court erred in denying those branches of the Bank's motion which were to dismiss the causes of action and cross claims to recover damages for breach of contract, breach of the covenant of good faith and fair dealing, fraud, and lender liability insofar as asserted against it. There is no evidence in the record to support the allegations of an express or implied contract between the contractors and the Bank.   The Bank was not a party to the Restart Agreement and the contractors were not third-party beneficiaries to the Bank's commitment letter.   Agreements to provide financing do not require **342 banks to advance funds outside the terms of their commitment, or to *676 guarantee full funding of a project (see, Federal Deposit Ins. Corp. v. Lefcon Partnership, 250 A.D.2d 643, 672 N.Y.S.2d 416;   Howard Sav. Bank v. Lefcon Partnership, 209 A.D.2d 473, 476, 618 N.Y.S.2d 910).   Since there can be no covenant of good faith and fair dealing implied where there is no contract, the cross claims based thereon must be dismissed (see, Levine v. Yokell, 258 A.D.2d 296, 685 N.Y.S.2d 196).
 [5][6] The cross claims based on fraud were not pleaded with sufficient particularity, since they did not articulate what representations were made by the Bank and how the alleged representations were fraudulent or otherwise injured the defendant contractors (see, Lama Holding Co. v. Smith Barney, 88 N.Y.2d 413, 421-422, 646 N.Y.S.2d 76, 668 N.E.2d 1370;  107 Realty Corp. v. National Petroleum U.S.A., 181 A.D.2d 817, 818, 581 N.Y.S.2d 375).   The contention that the Bank's domination and control over Elmar makes the Bank liable to the defendant contractors is without merit since it was not alleged how such domination and control was used to defraud or injure them.
 [7][8][9] The Supreme Court also erred in denying those branches of the motion of the Lorber Trust which were to dismiss the defendant contractors' cross claims to recover damages for constructive trust, tortious interference with contract, and unjust enrichment insofar as asserted against it.   Because the cross claims for constructive trust failed to allege a confidential or fiduciary relationship between the defendant contractors and the Lorber Trust, they fail to state viable causes of action.   Moreover, the record and the pleadings do not demonstrate that the Lorber Trust's alleged inducement of Elmar's breach of the contract with the defendant contractors was by illegal or improper means or with malice toward them, and accordingly the cross claims to recover damages for tortious interference with contract must fail (see, Felsen v. Sol Cafe Mfg. Corp., 24 N.Y.2d 682, 686-687, 301 N.Y.S.2d 610, 249 N.E.2d 459).   Lastly, any benefit received by the Lorber Trust as a result of the defendant contractors' completed performance was incidental to the defendant contractors' obligations to Elmar.   Since the defendant contractors performed at the behest of Elmar rather than the Lorber Trust, they must look to Elmar for recovery.   Accordingly, the defendant contractors may not recover on a theory of unjust enrichment as against the Lorber Trust (see, Kagan v. K-Tel Entertainment, 172 A.D.2d 375, 376, 568 N.Y.S.2d 756).
 [10] The Supreme Court also erred in denying the branch of the motion of the Raich Ende defendants which was to dismiss the cross claims to recover damages for fraud insofar as asserted against them.   The defendant contractors established the existence of a sufficient nexus with the Raich Ende defendants to *677 demonstrate their awareness of the defendant contractors' reliance on their representations such that the claims will stand (see, Credit Alliance Corp. v. Andersen & Co., 65 N.Y.2d 536, 493 N.Y.S.2d 435, 483 N.E.2d 110;   Security Pac. Business Credit v. Peat Marwick Main & Co., 79 N.Y.2d 695, 586 N.Y.S.2d 87, 597 N.E.2d 1080;  Greenfield v. Rosenstark, 234 A.D.2d 511, 651 N.Y.S.2d 180).   However, the allegations of fraud merely added that the Raich Ende reports and representations were false and made with the intent to deceive the defendant contractors.   The additional allegations are too conclusory to satisfy the pleading requirements in an action to recover damages for fraud (see, CPLR 3016[b];  Credit Alliance Corp. v. Andersen & Co., supra;   107 Realty Corp. v. National Petroleum U.S.A., supra).
 The Lorber Trust failed to appeal from so much of the order as granted the motion of the defendant Ryder Construction, Inc., for leave to amend its answer to assert a cross claim against it.   Thus, the argument of Lorber Trust that the court erred in granting that motion is not properly **343 before us (see, City of Mount Vernon v. Mount Vernon Hous. Auth., 235 A.D.2d 516, 517, 652 N.Y.S.2d 771).
 The appellants' remaining contentions are without merit.
714 N.Y.S.2d 338, 276 A.D.2d 673, 2000 N.Y. Slip Op. 08927
END OF DOCUMENT