KEN KIRSCHENBAUM, ESQ ALARM - SECURITY INDUSTRY LEGAL EMAIL NEWSLETTER / THE ALARM EXCHANGE You can read all of our articles on our website. Having trouble getting our emails? Change your spam controls and whitelist ken@kirschenbaumesq.com ****************************** Contract sale - 2026 annual sale / comment on Carrier pays alarm claim / husband-wife issue January 6, 2026 ********************************* K&K Contract sale 2026 K&K annual Contract sale 2026 through January 9, 2026 up to 40% off all contracts and forms ****************** THE SALE RUNS THROUGH JANUARY 9, 2026. 30%off all contracts and forms Join the Concierge Program before you order contracts and get additional 10%discount. Join here: https://www.kirschenbaumesq.com/page/concierge Order contracts and forms here:https://www.kirschenbaumesq.com/page/alarm-contract *************** NOTICE: The Standard Form Agreements have been updated for 2026. Check with our Contract Administrator, Eileen Wagda, at 516 747 6700 ext 312 to see if your forms need updating. Because of this year’s deep sale discount these contracts will not have free or discounted updates. The sale ends January 9, 2026; the sooner you order the sooner you will get the contracts. Please do not call requesting priority unless you are a Concierge Client or have paid for expedited service. Orders filled as received. Be patient please. ****************** How to order: order at www.alarmcontracts.com - ordering is easy - order on-line during the sale and save thousands of dollars. Need help ordering? Call our Contract Administrator Eileen Wagda at 516 747 6700 x 312 for assistance. Concierge Clients can call our Concierge Program Coordinator Stacy Spector, Esq for assistance at 516 747 6700 x 304. Concierge Clients receive an additional 10% off the sale price.You can join the Concierge Program before ordering to receive the discount and you should take advantage of this program. ******************* Contract sale runs through January 9, 2026. This will definitely be the best deal of 2026. When you place the order the full price will come up. We will apply the discount manually when we process the order. Contracts will be delivered by email only. Just order what you need - we will check and apply the proper discounts. THE CONTRACTS ARE UPDATED FOR 2026 AND STEEPLY DISCOUNTED ON THIS SALE. ORDER EARLY TO AVOID THE WAIT. ALL CONTRACTS ARE CUSTOMIZED AND STATE SPECIFIC. *************************** comment on Carrier pays alarm claim and drops alarm co - don't let this happen to you from article on December 22, 2025 **************************** Ken The attorney who requested the copy of the contract and insurance information should have been set straight in the dealers first response. I personally handled about 400 instances exactly like this one totaling about $80M in alleged damages or other losses and I deflected all but two cases. The attorney was on a fishing expedition and seems to have caught a big one. And, as Ken stated, this will only cause more suits to be filed. This was mishandled and Everest should have known better. Rick Gombar ****************************** Ken, This happened to me with a defensible case back in the 80's. The carrier then sent me a bill for the $5000 deductible. Lou ******************************* Response ****************************** A carrier's policy on handing claims should be important to you; it affects you and others in the industry because settling claims encourages more lawsuits. While some claims should be settled, most should be defended and the integrity of the contract provisions supported and enforced; that will reduce the likelihood of subscribers and others suing alarm companies for losses when they believe security services could have lessened or prevented the loss. Another problem is affecting your insurance claims history. How that works can best be explained by your broker. ****************************** Husband - wife issue from article on December 26, 2025 ****************************** Ken I've had too many residential customers get divorced and fight over who is responsible for paying my bill... Now I won't move forward until both owners sign. David S *********************************** Response ********************************** Going after a husband and wife who default on the contract is the least of your problem. Getting dragged into a marital dispute and ending up a ping pong ball is bad enough, but getting sued by the one who did not sign the contract will raise issues that you shouldn't have to deal with had you gotten the contract signed by both spouses. It's the better practice. ******************************** STANDARD FORMS Alarm / Security / Fire and related Agreements click here: www.alarmcontracts.com *************************** CONCIERGE LAWYER SERVICE PROGRAM FOR THE ALARM INDUSTRY - You can check out the program and sign up here: https://www.kirschenbaumesq.com/page/concierge or contact our Program Coordinator Stacy Spector, Esq at 516 747 6700 x 304. *********************** ALARM ARTICLES: You can always read our Articles on our website at ww.kirschenbaumesq.com/page/alarm-articles updated daily ******************** THE ALARM EXCHANGE - the alarm industries leading classified and business exchange - updated daily ************************* Wondering how much your alarm company is worth? Click here: https://www.kirschenbaumesq.com/page/what-is-my-alarm-company-worth ****************************** Getting on our Email List / Email Articles archived: Many of you are forwarding these emails to friends or asking that others be added to the list. Sign up for our daily newsletter here: Sign Up. You can read articles and order alarm contracts on our web site www.alarmcontracts.com ************************** Ken Kirschenbaum,Esq Kirschenbaum & Kirschenbaum PC Attorneys at Law 200 Garden City Plaza Garden City, NY 11530 516 747 6700 x 301 ken@kirschenbaumesq.com www.KirschenbaumEsq.com
