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Locksmith License Or Alarm License / Are There New Ach Or Cc Authorization Forms - November 22, 2016

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LOCKSMITH LICENSE OR ALARM LICENSE IN NY
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Ken
    In the state of New York the following apply:
Installing, Servicing or Maintaining Security or Fire Alarm Systems (June 2016)
Security and Fire Alarm Systems, Rules and Regulations Title 19 NYCRR
New York State DEPARTMENT OF STATE Division of Licensing Services www.dos.ny.gov
§195.2 Need for license
(b) A security and fire alarm installers license is required for the installation, maintenance or servicing of the following:
(2) electrical entry systems which detect and/or provide notification of intrusion, break-in, theft, movement, sound or fire regardless of the number of entry points.
(c) A license is not required for the installation, maintenance or servicing of the following:
(6) a single-door, card-access entry system that does not detect and/or provide notification of intrusion, break-in, theft, movement, sound, or fire.
    Generally if is a single door access system (perhaps the door to a hotel room) a locksmith (or anybody else) may be able to do it.
If it is a full blown access control system that will report violations, print out reports, sound alarms, etc., it falls under the NYS license law (above).
    If you need a license in New York State, contact us!
Alan Glasser, Executive Director
METROPOLITAN BURGLAR & FIRE ALARM ASSOCIATION OF NEW YORK, INC.
(718) 894-6712
mbfaa.ny@gmail.com    
www.mbfaa.com
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ARE THERE NEW ACH OR CC AUTHORIZATION FORMS
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Ken
    We are in IL.   Are there “new” ach/cc authorizations guidelines and forms? 
I wanted to pass that along to you since we have the cc on our contracts and ach.
name withheld
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RESPONSE
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    I asked Tom Aronica from SkyBank Financial [our recommended credit card processor on The Alarm Exchange] and his response was simple enough:
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Ken - Nothing that I’m aware of.  See our authorization guide below.
    Sample Language for Authorizing Oneb time Online Credit Card Transactions
When configuring your Web Payment Page add the following text to the Terms and Conditionsfield. When
entering Terms of Sale for your invoices include the following text. Be sure to use this text in addition to your
company’s standard terms and conditions for both fields and have the customers check a box accepting their
understanding.
Enter your business information in place of the red insert indicators.
I authorize {insert company name} to charge the credit card indicated in this web form, for the noted
amount on today’s date. This payment is for {insert description of goods/services}. I understand that
returns, refunds and cancellations are {insert your policy here}. I certify that I am an authorized user of this
credit card and that I will not dispute the payment with my credit card company, so long as the transaction
corresponds to the terms indicated in this web form.
RECURRING CREDIT CARD WRITTEN AUTHORIZATION GUIDE
You are permitted to authorize recurring schedules that debit a credit card account by using a signed paper authorization form. The authorization requiresthat your customer understand the conditions under which the business is permitted to debit the account (such as amount, date, and frequency), as well as conditions for termination or change of the authorization.
       How to Authorize:
1. Have your customersign and date a form (call SkyBank Financial for templates) that includes the credit card
account to be charged, how to terminate the schedule, and the information specified below for the type of
recurring paymentschedule:
• Paymentsfor the same amount on a regularschedule: Amount, frequency, and start date.
• Paymentsfor a variable amount on a regularschedule: Frequency,start date, not to exceed amount.
• Payment plansfor discharging a large debt: Total due, # of payments, amount of payment, frequency, start
date.
2. Give your customer a copy of the signed form.
3. Keep thisform on file, stored digitally or in paper form, for one year after the last payment on the schedule.
4. Send a receipt for each transaction via mail or email.
5. Mail or email notification to your customer at least 10 days in advance of any change to the schedule amount or frequency.
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