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New Employer? EPLI Recommended!


Question:

Jennifer,

I am new to being an employer.  Do you have any tips to share?

Thank you,
Dr. K

Answer:

Well, there is an exhaustive list I could rattle off for new employers, but no particular item would be more important than the existence and availability of EPLI (Employment Practices Liability Insurance).  EPLI covers your practice for potential claims brought by employees that are not covered by Directors and Officers insurance or Comprehensive General Liability insurance - specifically, wrongful termination claims, discrimination claims (race, color, national origin, gender, sexual orientation, age, religion, pregnancy, etc.), sexual harassment, whistleblower claims, wage and hour claims, and other employment-related claims.

Many employers do not understand or identify a need for EPLI until it is too late and an employee has brought a claim.  Of course, by the time a claim has been brought it is too late to obtain coverage for that claim.
Copyright © 2012 by Kirschenbaum & Kirschenbaum PC.
All Rights Reserved. This email is provided for news and information purposes only and does not constitute legal advice or an invitation to an attorney-client relationship. While every effort has been made to ensure the accuracy of the information contained herein, Kirschenbaum & Kirschenbaum PC does not guarantee such accuracy and cannot be held liable for any errors in, any reliance upon this, or losses caused by the information. Under New York's Code of Professional Responsibility, this material may constitute attorney advertising. Prior results do not guarantee a similar outcome.

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