KEN KIRSCHENBAUM, ESQ ALARM - SECURITY INDUSTRY LEGAL EMAIL NEWSLETTER / THE ALARM EXCHANGE You can read all of our articles on our website. Having trouble getting our emails? Change your spam controls and whitelist ken@kirschenbaumesq.com ****************************** Another comment on Replacing landlines / Sign up for free Webinar on essential insurance December 13, 2024 ************************* Webinar Announcement **************************** K&K will present a free webinar on December 18, 2024 at noon ET on essential issues regarding E&O insurance coverage. Be sure to attend or watch the webinar on the K&K website once updated. Register here:https://attendee.gotowebinar.com/register/5871022000598911321 ******************* Title: Application for E&O coverage and related issues Presented by: Shawn Iverson of The Insurance Center When: December 18, 2024 at 12pm ET. Webinar will be posted on K&K website https://www.kirschenbaumesq.com/page/alarm-webinars Who should attend: Owner, GM, risk managers Topics to be covered: Do you really have E&O coverage? Is there difference between general liability, professional liability, completed operations and Errors and Omission coverage? Do all carries purporting to write E&O coverage for alarm/security companies understand the coverage How important is detail in response on the application or renewal application What are implications for less than accurate response to application questions Do all carriers handle claims the same How should you rely on your insurance broker and are they all the same ******************** Another comment on Replacing landlines from article on November 30, 2024 ******************* Ken Responding to Dan’s comment on Nov 30, 2024. Not sure where you are located but in most of Virginia the only POTS (analog) lines belong to Verizon. A few years ago Verizon wanted to spin off all of what they call copper and become Verizon Wireless only. The FCC would not let them out from under the tarriff so they still offer Fios and in those locations where there is no Fios, POTS. If you have an old POTS line in an area where Fios is introduced, they will no longer support POTS and are forcing customers to go Fios. The good news about Fios is that it is passive. It is powered from the telco end, unlike cable, but similar to POTS so if you can keep power on at the customer they still have phone service. The rural customers that still have POTS lines pay dearly. I have customers that are paying $60 to 80.00 per month and more. What has been hurt the most is rural pharmacies in VA. The pharmacy board requires dual path communications with central stations and some areas have no internet, no fiber, poor cell service and dual POTS lines come in on the same cable. It's a mess. You got to love technology. Stan Corn Alarms, Inc *********************** Response *********************** Good thing your alarm contract hopefully requires the subscriber to have and maintain communication pathways to support the alarm system; the Standard Form Agreements have that requirement. ************************ STANDARD FORMS Alarm / Security / Fire and related Agreements click here: www.alarmcontracts.com *************************** CONCIERGE LAWYER SERVICE PROGRAM FOR THE ALARM INDUSTRY - You can check out the program and sign up here: https://www.kirschenbaumesq.com/page/concierge or contact our Program Coordinator Stacy Spector, Esq at 516 747 6700 x 304. *********************** ALARM ARTICLES: You can always read our Articles on our website at ww.kirschenbaumesq.com/page/alarm-articles updated daily ******************** THE ALARM EXCHANGE - the alarm industries leading classified and business exchange - updated daily ************************* Wondering how much your alarm company is worth? Click here: https://www.kirschenbaumesq.com/page/what-is-my-alarm-company-worth ****************************** Getting on our Email List / Email Articles archived: Many of you are forwarding these emails to friends or asking that others be added to the list. Sign up for our daily newsletter here: Sign Up. You can read articles and order alarm contracts on our web site www.alarmcontracts.com ************************** Ken Kirschenbaum,Esq Kirschenbaum & Kirschenbaum PC Attorneys at Law 200 Garden City Plaza Garden City, NY 11530 516 747 6700 x 301 ken@kirschenbaumesq.com www.KirschenbaumEsq.com
