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Question
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Ken
We have your PERS contract and I was noticing that on a few of these contracts that have units out in the field the back of the contract was never initialed.
Is this mandatory or is signing the front enough to create a contract with full understanding and intent ?
Thanks
Remo Discanno
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Answer
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A contract only needs to be signed in one place unless there is a specific statute requiring initials or another signature. There are states that require that some provisions in a contract be initialed, such as a liquidated damage clause or indemnity clause, but I am not aware of any consumer statute that requires that every page of a contract be signed or initialed.
When you have a contract that calls for the subscriber's signature on the front page [which many of the Standard Form Contract do have] you should have a provision near the signature line that calls attention to the fact that there is a back page of multiple pages and that these provisions should be read since they are part of the agreement.
Electronic contracts will make this inquiry obsolete since all electronic contracts will be signed at the end of the agreement typically and will have click through requirements prior to the signature.
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